Understanding the Excess
What you pay and whether to claim.
- Them
Your excess is two hundred.
- You
So I pay that part myself?
- Them
Yes, before we pay the rest.
- You
The repair is only three hundred.
- Them
Then claiming may not be worth it.
- You
Would a claim raise my premium?
- Them
Usually yes, at renewal.
- You
Then I will pay for it myself.
In the app you can tap any word for a definition, and turn on a line-by-line translation in your own language.
Words in this dialogue
- excessthe part of a claim you pay yourself
- hundredthe number 100
- parta piece of the whole
- myselfthe speaker, and nobody else
- beforeearlier than
- restwhat is left; a break
- repairto mend
- onlyno more than
- threethe number 3
- claiminga formal request for insurance money
- worthgood enough to justify
- claima formal request for insurance money
- raiseto lift; to bring up a subject
- premiumwhat you pay for insurance
- usuallymost of the time
- renewalextending for another period
More in this situation
- Getting a Quote8 turns
- Making a Claim8 turns
- Renewing a Policy8 turns
- Travel Cover8 turns
- Car Insurance8 turns
- Health Cover8 turns
- Cancelling a Policy8 turns